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The Health Insurance Counseling and Advocacy Program or “HICAP” provides no cost counseling, information, and assistance to consumers regarding the Medicare program.

Our counselors must complete an intensive training and are registered with the California Department of Aging. They receive continuing education to remain aware of changes in the Medicare regulations.

We can assist you with the following:

Services are by appointment only.  To schedule, please contact Tamara McKee at 831.655.1334.

Para asistencia en español, favor de comunicarse con, Melissa Raya al numero 831.655.7567 o Yohana Reyes al numero 831.655.4244.

FREE SEMINARS:  Learn the Basics of Medicare

 We do not sell insurance; we provide unbiased information to help you make an educated decision about your health care coverage.

Help with the Cost of Prescription Drugs

People with limited income and limited assets may have a hard time paying for their medicines, but help IS available. One can own a home and vehicle and still be eligible for this assistance. The value of personal possessions, burial plots and irrevocable burial contracts are not counted against eligibility as “assets”. Apply now – it’s the only way to see if Medicare will pay 75% or more of your prescription drug costs. Contact Tamara McKee at 831.655.1334 to schedule your appointment.

Community Education

(SCAM ALERT):  SSA Employee Impersonation Scheme

The Social Security Administration (SSA) has a new warning.  Criminals are impersonating SSA employees in a scheme to acquire personal information from victims and using the victim’s information to re-direct bank deposit, address, and phone numbers with the SSA.  Beware of telephone calls with a “323” area code.

For more info, please check the SSA website at:

MEDICARE FRAUD ALERT: Beware of Postcards Advertising “Free” Braces to Relieve Pain

Please read this important alert regarding a recent scam. Protect yourself from fraud by staying educated.
Our expert staff makes presentations to community groups (in both English and Spanish) on a regular basis. See our News and Events for a listing of current events.

Related Program Links:

California Health Advocates